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How You Can Get Fast Cash Advance Loans Quickly and Easily? offers payday cash advance loans services which allow you to borrow between $100 and $1000 and have the money credited to your bank account quickly and securely. If you need money to sort out your personal finances before your payday, direct lender payday loans are the perfect choice to top up your resources especially during emergencies. These cash advance loans are designed for you to meet unanticipated needs like hospitalization, car repairs or bills that need to be paid urgently. They are secured against your next pay check, this is one of the benefits and that's why there is no need for you to worry about having collateral to get one.

Our trusted service is nationwide and runs 24/7, 365 days a year, providing cash advances for people with all credit types. You don't have to search for location near you as everything is completed online.

Consumers who get a payday loan are usually younger clients, such as parents who need money to pay bills that have mounted up. One of the advantages of this type of loan is that once you apply, you can get the amount the very next day deposited directly into your bank account via ACH. Or even within the same day, as soon as your application meets all the requirements from our direct lenders. Most individuals opt to apply for a pay check loan from financial institutions so that they can pay their bills immediately.

What does getting an online payday advance loan require?

The basic requirements are the following: a checking account, personal identification and a proof of income. Cash advances need to be paid back within 2 weeks. Sometimes these cash advance loans are the easiest solution for people who are in need of money right away due to urgent financial problems.

Consumers write a check for the amount they are borrowing plus the additional fee. Such checks will then be given to the lender as collateral. Most people get payday advance loans for emergency situations. But anyone should be wise enough to double check the amount they will be repaying the lender. Normally, the annual percentage rate or APR of these loans can go up to about 400%! This is why borrowers are often advised to get one only if it's absolutely necessary and not to buy things that can wait until the next net pay check comes.

An online payday loan is a quick solution for immediate financial needs. Since the application and approval period only takes about a day or overnight, this is perhaps the perfect way for one to acquire cash. However, with such shortness of the term of this cash advance loan comes the disadvantage of having a very high interest rate and the loan is not at all cheap. A person who wants to get payday advance loans online should be aware of what he is getting himself into. The client will then have to pay a separate fee, on top of the initial capital. These are temporary loans that are meant to cover a borrower's costs until their next pay-day. The bank generally charges a fixed charge per $100 borrowed and the loan is formed till your next payday, irrespective of when you apply. Pay advance loans regularly help those who can't get credit anywhere place else. Used realistically they could be a viable credit option for some people.

Being wise on short term cash loans?

To review, financial emergencies cause stress and can also be very expensive in terms of interest on payday loan funding. This is why consumers should always educate themselves when it comes to a short term cash advance loans to avoid drowning in too much debt. Whilst they are relatively easy to get, they are expensive. There are so many options available nowadays, especially because of the rise of Internet banking. It is always good to keep an open mind when it comes to payday loans and cash transactions. We aim to provide a professional service you can trust to help you get the loan that you need. Each application is faxless and there is no need for a personal reference.

We use the latest SSL technology with up to 256-bit encryption from Geotrust to keep your application private and secure. Quick online funding has never been so accessible and there is no faster service than our web based lending solution.

So if you are in need of some immediate money and you haven't got the time to apply for a normal personal bank loan then apply now for an online cash advance via our express form and receive your funds within one day.

Recent Customer Questions May 2015:

Question: How long do i have to pay back an online payday loan?.

Answer: Your loan is paid back on your next payday, which is usually between 7 and 30 days after you have taken the loan out. If you are not sure of your exact payday you can ask your employer who will be able to tell you. To give you can example, if you took out payday advance loans on the 5th day of the month and your pay date is on the 30th, you have 25 days before the loan is due to be paid.

Question: Can I apply for cash advance loans over the phone instead of using the internet?.

Answer: Yes you can definitely apply for a cash advance via the telephone instead of doing it online. Our payday loan advisors are waiting to take your call and they can answer any questions that you have before you proceed with an application. Before you make the call take a minute to write down any questions so that you are ready and don't forget them. If you would like to use this option please call: 1-877-534-5330

Question: How do I get another bad credit payday loan if I already have one?.

Answer: This will depend on the payday lending laws of the state that you live in. It's important to remember that it's always better to repay one loan before taking out another, otherwise you could end up with larger repayments which will make it more difficult pay off the loans.

Question: I'm a bit confused, what is the difference between a cash advance online and a payday loan, or are they the same?.

Answer:Yes they are the same. It's just a different way of referring to essentially the same type of loan. Of course all payday advances that are done online are credited to your checking account directly, rather than you receiving actual cash in your hand for the loan.

Question: Do I have to own a house or apartment to get a payday cash loan?.

Answer: No, a payday loan is an unsecured loan, meaning you do not have to put any colateral down to take one out. In simple terms you do not have to own a house or a car to to apply for a loan.

Question:I need a cash advance fast but I have a bad credit rating, can I still get one?.

Answer: Yes, just because your credit rating is bad doesn't mean you will be disapproved for a loan. Payday advances are unsecured, short term loans so even if you have a bad credit rating the lenders will still consider you. Be sure to fill out all your details accurately.

Question: I get paid at the end of the month, can I take out a payday loan at the beginning?

Answer: Yes, payday loans last up to 30 days generally, so if you get paid at the beginning of the month, you can pay it off at the end or sooner if you prefer.

Question: Are the details for a loan that I enter on your site secure?

Answer: Yes, we use the very highest quality security certificate and all data is secure.

Question: Will I have to fax any information to take out the loan?

Answer: No faxing is required to apply for a loan, the lender will have the information that they require in the application and may ask for further information if they need it.

Question: When is your service open?

Answer: We are open 7 days a week, 24 hours a day, even on a Sunday. As all applications are made online, we are always open.

Question: I am based outside the USA, can I still apply for a loan?

Answer: We only accept applications from US residents within US states that allow payday lending.