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Address: 304 S. Jones Blvd STE 4496, Las Vegas NV 89107
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Disclaimer

Your use of this website is not an offer or solicitation to lend you money.

The owner and operator of advanceloan.net is not a lender, neither is it involved in making credit decisions associated with lending or making loan offers. Instead, the website is designed only as a connecting service that enables users contact with lenders and third parties. The website does not charge any fees for its services, nor does it oblige any user to initiate contact with any lenders or third parties, or accept any loan product s or services offered by lenders. All the data concerning loan products is presented on the website for information purposes only. Advanceloan.net does not endorse any particular lenders, nor does it represent or is responsible for the actions or inactions of any of the lenders. Advanceloan.net does not collect, store or has access to the information regarding the exact fees and charges associated with the lenders and/or any loan products. Short-term loans are not available in all the US states. Not all lenders in the network can provide loans of up to $1,000. Advanceloan.net cannot guarantee that users of the website will be approved by any lenders or for any loan product, will be connected with a lender, or if connected, will receive a loan offer on the terms requested in the online form. The lenders may need to perform a credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scope of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other id documents. Those currently encountering credit difficulties should seek credit counseling. The terms and scope of loan products vary from lender to lender and can depend on numerous factors, including but not limited to, state of residence and credit standing of the applicant, as well as the terms determined by each lender individually.

APR Representative
The APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since Advanceloan.net is not a lender and has no information regarding the terms and other details of loan products offered by lenders individually, Advanceloan.net cannot provide the exact APR charged for any loan product offered by lenders. Indicative APR rates range from from 260% to 1042% depending on location and personal circumstances. The APRs vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant. Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by lenders. These financial and non-financial actions have nothing to do with Advanceloan.net, and Advanceloan.net has no information regarding which actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disclosed by the lender in any particular loan agreement, in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a short-term loan. For more information please visit our rates and fees section.

Late Payment Implications
It is recommended to contact the lender if a late payment is expected or considered possible. In this case, late payment fees and charges may be applied. Federal and state regulations are determined for the cases of late payment and vary from case to case. All the details concerning the procedures and costs associated with late payment are disclosed in the loan agreement and should be reviewed prior to signing any related document.

Non-payment Implications
Financial and non-financial penalties may be applied in cases of non-payment or missed payment. Fees and other financial charges for late payment are to be disclosed in the actual loan agreement. Additional actions related to non-payment, such as renewals, may be applied upon given consent. The terms of renewal are disclosed in each loan agreement individually.

Debt collection practices and related procedures may be performed. All the actions related to these practices adhere to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experiences. The majority of lenders do not use outside collection agencies and attempt to collect the debt via in-house means.

Non-payment and late payment may have negative impact on the borrowers’ credit standing and downgrade their credit score, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain within credit reports for the determined amount of time.

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