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  • AdvanceLoan Review of WeGiveCash.com

    Overall:   
    Loan Cost:   
    Ease of Use:   
    Service:   
    Secure:   
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    $100 NA NA
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    Review

    Overall Ranking:

    One of the things that WeGiveCash.com does that makes them stand apart from other quick payday loan companies is state that they find the best lender for you from a collection of different lenders. This allows them to find the loan best suited for you situation. This requires a lot more research and time on their part to complete a loan, but with little or no delay. Another benefit is that they appear to get a lender for even high risk applicants with bad credit. There is a concern for security because while applying for the loan the application page by default is not secure. There is an option though for a secure connection during the application process. They display a Hacker Safe emblem in which has been recently updated showing that the site has been tested.

     

    Finance Charge:

    The process is simple. You fill complete the application and they find you the best lender. The issue is that you do not know in advance who that lender is and what will be the final rate until after the approval. Based upon the content of the site it appears that they will do what is best for you. We would like to see some form of pricing structure so you at least you know the minimum and maximum you could be charged for your loan.

    Usage:

    WeGiveCash.com makes things simple. You don't have to read to see if you qualify whereas some sites require thirty minutes of research and a lot of technical jargon that chases many borrowers away. You just fill out the application and let them do all the work. Not requiring a fax in most situations is going to save you time and is a real plus if your in a hurry and don't have access to a fax machine.

     

    Customer Service:

    Not providing phone support is understandable for a business of this type because the time required to speak with everyone about all the issues involved with their loan, would cost to much. That cost would have to be passed on in the form of a service fee or higher interest rates to you in which you don't want. The FAQ's (frequently asked questions) don't answer all the questions you might have about the process, but they allow you to contact them through the use of a form or email if you have questions.

     

    Security:

    Our recommendation to you would be for contacting them first if your concerned that the online loan might be very expensive. For many people this would cause a real concern. The site is hacker tested with a recent seal of approval which does give some form of security.

     

    Summary

    WeGiveCash.com is extremely easy to navigate and requires very little reading of terms if your in a hurry. They do the work for you instead making you do half of it first which really makes things simple for you. Their process allows for high risk clients to get approved which puts them a step above some of their competition.