AdvanceLoan Review of WeGiveCash.com
WeGiveCash.com
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Review
Overall Ranking: 
One
of the things that WeGiveCash.com does that makes them stand apart from
other quick payday loan companies is state that they find the best
lender for you from a collection of different lenders. This allows them
to find the loan best suited for you situation. This requires a lot
more research and time on their part to complete a loan, but with
little or no delay. Another benefit is that they appear to get a lender
for even high risk applicants with bad credit. There is a concern for
security because while applying for the loan the application page by
default is not secure. There is an option though for a secure
connection during the application process. They display a Hacker Safe
emblem in which has been recently updated showing that the site has
been tested.
Finance Charge: 
The
process is simple. You fill complete the application and they find you
the best lender. The issue is that you do not know in advance who that
lender is and what will be the final rate until after the approval.
Based upon the content of the site it appears that they will do what is
best for you. We would like to see some form of pricing structure so
you at least you know the minimum and maximum you could be charged for
your loan.
Usage: 
WeGiveCash.com makes things simple. You don't have to read to see if
you qualify whereas some sites require thirty minutes of research and a
lot of technical jargon that chases many borrowers away. You just fill
out the application and let them do all the work. Not requiring a fax
in most situations is going to save you time and is a real plus if your
in a hurry and don't have access to a fax machine.
Customer Service: 
Not
providing phone support is understandable for a business of this type
because the time required to speak with everyone about all the issues
involved with their loan, would cost to much. That cost would have to
be passed on in the form of a service fee or higher interest rates to
you in which you don't want. The FAQ's (frequently asked questions)
don't answer all the questions you might have about the process, but
they allow you to contact them through the use of a form or email if
you have questions.
Security: 
Our
recommendation to you would be for contacting them first if your
concerned that the online loan might be very expensive. For many people
this would cause a real concern. The site is hacker tested with a
recent seal of approval which does give some form of security.
Summary
WeGiveCash.com
is extremely easy to navigate and requires very little reading of terms
if your in a hurry. They do the work for you instead making you do half
of it first which really makes things simple for you. Their process
allows for high risk clients to get approved which puts them a step
above some of their competition.