By accessing the AdvanceLoan.net web site and using the
services on this site, you agree to be bound by the terms
and conditions ("Terms") below. Please read these Terms
carefully. If you do not agree to these Terms, do not access
or use this web site. The AdvanceLoan.net web site is operated
by Solaris Systems Ltd. All references below to AdvanceLoan.net
include Solaris Systems Ltd.
Loan Matching Service
AdvanceLoan.net's loan matching service matches consumers with
prospective lenders participating in AdvanceLoan.net's direct
network of payday loan lenders ("participating lenders"). To
use the service, you must complete one or more online application
forms that request specific information from you, including, but
not limited to, your name, address, telephone number, email
address, social security number, banking account information,
and employment information. AdvanceLoan.net's collection and
use of this information is subject to this site's Privacy Policy. In
order to use this web site or the service, you must agree to the
separate terms and conditions set forth in the Privacy Policy, which
are incorporated herein by reference.
Once a consumer submits the application form(s) to
AdvanceLoan.net, AdvanceLoan.net shares your information with
one or more participating lenders. By submitting the application
form(s), you understand and agree that you are submitting an
inquiry about a loan product to AdvanceLoan.net and each of
the participating lenders to whom AdvanceLoan.net transmits
your loan request. By submitting the application form(s), you are
extending an express invitation to AdvanceLoan.net and each of
the participating lenders with whom your information is shared
to contact you by any means (including, without limitation, email,
telephone, and direct mail) so that they may assist you with your
transaction or provide information to you about additional offers in
which you may be interested.
Participating lenders who receive your application information
from AdvanceLoan.net review your information in real-time to
determine whether your information meets the lender's loan
qualification criteria. Participating lenders may, among other
things, verify your social security number, perform a credit
check, and review your information against national databases
(such as Teletrack, DP Bureau or DataX) that tracks consumer
transactions with lending institutions. By submitting the
application form(s), you agree to allow participating
lenders to review, verify, and research your information
in such manner.
If a participating lender determines that your application meets
its loan qualification criteria, the AdvanceLoan.net web site will
open a new web page identifying the name(s) and contact
information of the lender(s), or redirect your browser to the
lender's web site. You understand and agree that, once you
have been redirected to the lender's web site, AdvanceLoan.net
has no further involvement in the loan application or approval
process. Your subsequent interactions with the lender are subject
to privacy policy, terms of use, and other policies and/or terms
enforced by that lender.
AdvanceLoan.net is not a lender and does not make loans or
credit decisions in connection with its loan matching service.
AdvanceLoan.net does not guarantee acceptance into any
particular loan program or specific loan terms of conditions
with any participating lender. AdvanceLoan.net does not
guarantee that the price, product, availability, rates, fees, or
any other loan terms offered and made available by participating
lenders through the loan matching service are the best
terms available in the market.
AdvanceLoan.net does not endorse or recommend the
products of any particular lender. AdvanceLoan.net is not an age
nt of you or any participating lender. AdvanceLoan.net is not
involved with the lender's use and/or review of your application
information or in making a determination about whether you meet
a particular lender's loan qualification criteria. The lender
is solely responsible for its services to you, and you
agree that AdvanceLoan.net shall not be liable for any
damages or costs of any type arising out of or in any
way connected with your use of the loan matching
service. You understand that participating lenders may
keep your application information, whether
or not you are qualified for a loan with them.
Control over Features, Functions, and Access to the
Service AdvanceLoan.net reserves the right to change any
information, features
and/or functions of the loan matching service without prior notice.
AdvanceLoan.net may deny you access to all or part of the services
without prior notice if you engage in any conduct or activities that AdvanceLoan.net determines, in its sole discretion, violate these
Terms, the rights of AdvanceLoan.net or any third party, or is
otherwise inappropriate. AdvanceLoan.net is not responsible for
any errors or delays in providing the loan matching services caused
by errors in any of the application information provided by you or
by any technical problems beyond our reasonable control.
Disclaimers and Limitations
THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS,
AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS."
AdvanceLoan.net EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY
KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER
WHATSOEVER RELATING TO THIS WEB SITE AND ANY
INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED
HEREIN, INCLUDING WITHOUT LIMITATION THE
WARRANTIES OF TITLE, NON-INFRINGEMENT,
MERCHANTABILITY, OR FITNESS FOR A PARTICULAR
PURPOSE. AdvanceLoan.net MAKES NO WARRANTY AS TO
THE RESULTS THAT MAY BE ACHIEVED BY USING THIS
WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS
AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB
SITE AND/OR AdvanceLoan.net'S SERVICES IS AT YOUR
OWN RISK.
AdvanceLoan.net AND/OR ITS PARTICIPATING LENDERS
OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS,
AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES,
SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE
PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT,
INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL,
OR PUNITIVE DAMAGES OR OTHER INJURY ARISING
OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF
THIS WEB SITE AND/OR AdvanceLoan.net'S SERVICES OR
WITH THE DELAY OR INABILITY TO USE THIS WEB SITE,
OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS
AND SERVICES OBTAINED THROUGH THIS WEB SITE,
OR OTHERWISE ARISING OUT OF THE USE OF THIS
WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART,
FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR,
NEGLIGENCE, STRICT LIABILITY OR OTHERWISE,
EVEN IF AdvanceLoan.net OR ITS PARTICIPATING LENDERS
HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY
AND DISCLAIMER OF IMPLIED WARRANTIES,
SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY
NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE
LIABILITY OF AdvanceLoan.net, ITS PARTICIPATING
LENDERS, AND THEIR OFFICERS, DIRECTORS,
AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES,
SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND
SERVICE PROVIDERS IS LIMITED
TO THE GREATEST EXTENT PERMITTED BY LAW.
Indemnity
As a condition of using this web site and/or the
services offered herein, you agree to indemnify
AdvanceLoan.net and its participating lenders
from and against any and all liabilities, expenses
(including attorneys' fees) and damages arising out
of claims resulting from your use of this web site, including
without limitation any claims alleging facts that
if true would constitute a breach by you of these
Terms.
Links to Third Parties
This web site may contain links to other web sites
operated by participating lenders or other third parties.
Such links are provided for your convenience and
reference only. AdvanceLoan.net does
not operate or control in any respect any information,
software, products or services available on such
third party sites. AdvanceLoan.net's inclusion of a link
to a web site does not imply any endorsement of
the services or the site, its contents, or its
sponsoring organization.
Dispute Resolution
Any controversy or claim arising out of or relating
to the use of the web site, to the goods or services
provided by AdvanceLoan.net, or
to any acts or omission for which you may
contend AdvanceLoan.net is liable, including but not
limited to any controversy or claim as to arbitrability
("Dispute"), will be settled finally and exclusively by
binding arbitration in accordance with the commercial
arbitration rules of the American Arbitration Association
in effect at that time. The arbitration will be conducted
in Palm Beach County, Florida and judgment on the
arbitration award may be entered into any court of
competent jurisdiction in Palm Beach County, Florida.
No arbitrator shall have the power to award damages
in connected with any Dispute in excess of actual
compensatory damages and shall not multiply actual
damages or award consequential, punitive
or exemplary damages, and each party irrevocably
waives any claim thereto. The agreement to arbitrate
shall not be construed as an agreement to the joinder or
consolidation of an arbitration under this greement with
an arbitrationdisputes or claims of of any non-party,
regardless of the nature of the issues of disputes
involved.
THESE TERMS PROVIDE THAT ALL DISPUTES
BETWEEN YOU AND AdvanceLoan.net WILL BE
RESOLVED BY BINDING ARBITRATION.
THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT
TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO
GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING
CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED
BY NEUTRAL ARBITRATORS AND NOT A JUDGE
OR JURY. By using AdvanceLoan.net's service,
you consent to these restrictions.
In the event the arbitration provisions herein
become inapplicable or unenforceable, or in
any instance of any lawsuit between you and
AdvanceLoan.net, you agree that jurisdiction
over and venue of any suit shall be exclusively
in the state and federal courts sitting
in Palm Beach County, Florida. You agree that
regardless of any statute or law to the contrary,
any claim or cause of action arising out of or related
to use of the services must be filed within one (1)
year after such claim or cause of action arose or
be forever barred.
Other Terms
These Terms constitute the entire agreement
between you and AdvanceLoan.net. These Terms
shall be governed by the laws of the State of Florida
without regard to its conflict of law provisions.
If any part of these Terms is determined unenforceable
pursuant to applicable law, then the invalid and
unenforceable provision will be deemed superseded
by a valid and enforceable provision that most
closely matches the intent of the original provision
and the remainder of these Terms shall remain in effect.
Any failure by AdvanceLoan.net to exercise or enforce
any right or provision of these Terms will not be
deemed a waiver of such right or provision.
AdvanceLoan.net may amend these Terms at any
time by posting the amended terms on its web site.
All amended terms are automatically effective
immediately, upon posting.
Questions
You may direct any questions concerning these
Terms to:
AdvanceLoan.net
8101 Sandy Spring Rd
Laurel, MD 20707
Copyright (c) 2011 AdvanceLoan.net. All rights reserved.
Other product and company names mentioned herein,
including the names of participating lenders, may be
the trademarks of their respective
owners.