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  • AdvanceLoan Review of iPaydayLending.com

    Overall:   
    Loan Cost:   
    Ease of Use:   
    Service:   
    Secure:   
    Borrow Fee Payback
    $100 Varies $100 + Fee
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    Review

    Overall Ranking:

    Working from a more personal approach iPaydayLending.com uses some marketing methods in cosmetics to make you feel more relaxed allowing them to gain your trust with the use of a lot of personal presentations. If you have questions about their service you can use the online form to ask them prior to submitting your payday loan application for approval. They find the best interest rates for you based upon your financial status at the current time and your location based upon where you reside.

     

    Finance Charge:

    We are not able to give you exact interest rates and loan fees for this lender. They do not publish that information because loans conditions are rarely the same. They do make reference that they will find the lowest rates for you at that given time from one of the actual lenders once they receive your application.

     

    Usage:

    Considered to be one of the "Express Payday Loan Sites" by our review you will see that only minutes of your time is required to complete the payday application online. Within one hour they will contact you by email or you can log into your new membership account to find the approval status. Faxing appears to be optional but in some cases is probably required for high risk clients.

     

    Customer Service:

    We don't give high rankings for sites that only have one initial method of contact. The fact is communication is important to the borrower and he/she wants to know an answer when there is a question at hand. That said, they are very similar and in the middle of the pack in this review for loan customer service.

     

    Security:

    The application is located on the home page of the site in which by default is not secure. Located at the top of the application is a link that if used will take you to another site that insures your privacy and financial records. It does not appear that you need to worry about anyone getting their hands on your information less the loan company itself.

     

    Summary

    We liked the fact that they post a "Hacker Safe" logo on the site that shows to be tested daily. Displaying this shows they are concerned about your privacy and that should make you feel a little more relaxed in the process. iPaydayLending should be able to help what is considered high risk clients allowing for most anyone to qualify though the rates might be somewhat higher than other companies.