AdvanceLoan Review of iPaydayLending.com
iPaydayLending.com
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Review
Overall Ranking: 
Working
from a more personal approach iPaydayLending.com uses some marketing
methods in cosmetics to make you feel more relaxed allowing them to
gain your trust with the use of a lot of personal presentations. If you
have questions about their service you can use the online form to ask
them prior to submitting your payday loan application for approval.
They find the best interest rates for you based upon your financial
status at the current time and your location based upon where you
reside.
Finance Charge: 
We
are not able to give you exact interest rates and loan fees for this
lender. They do not publish that information because loans conditions
are rarely the same. They do make reference that they will find the
lowest rates for you at that given time from one of the actual lenders
once they receive your application.
Usage: 
Considered
to be one of the "Express Payday Loan Sites" by our review you will see
that only minutes of your time is required to complete the payday
application online. Within one hour they will contact you by email or
you can log into your new membership account to find the approval
status. Faxing appears to be optional but in some cases is probably
required for high risk clients.
Customer Service: 
We
don't give high rankings for sites that only have one initial method of
contact. The fact is communication is important to the borrower and
he/she wants to know an answer when there is a question at hand. That
said, they are very similar and in the middle of the pack in this
review for loan customer service.
Security: 
The
application is located on the home page of the site in which by default
is not secure. Located at the top of the application is a link that if
used will take you to another site that insures your privacy and
financial records. It does not appear that you need to worry about
anyone getting their hands on your information less the loan company
itself.
Summary
We
liked the fact that they post a "Hacker Safe" logo on the site that
shows to be tested daily. Displaying this shows they are concerned
about your privacy and that should make you feel a little more relaxed
in the process. iPaydayLending should be able to help what is
considered high risk clients allowing for most anyone to qualify though
the rates might be somewhat higher than other companies.