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FAQ's

If you are looking for answers to your payday cash advance loans questions please see
the information below which should be helpful to you. We have used the questions that
we most often get asked by people using the AdvanceLoan website.

What exactly is a payday loan?

A payday loan is a small unsecured loan, usually for between $100 and $1,500, which is designed to meet your financial needs until your next payday. Essentially, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday.  More

What are the requirements for a loan?

The minimum requirements for a payday loan are:
1. You must be at least 18 years of age
2. Have a job (or other regular source of income)
3. You must have an active open bank account.  more

How do I get a payday loan?

Simply complete the online application and submit it from our web site and we will attempt to connect you to a lender online within seconds.  more

How long do I have to pay back the loan?

Your loan is normally due on your next pay date. However, most lenders will allow you to extend your loan by paying a fee. more

How do I receive my cash?

The payday loan / cash advance is wired directly into your bank account by your lender. AdvanceLoan.net works with a network of lenders.  more

How quickly can I get my money?

Payday lenders typically process the loan immediately so that it will be available in your account the following business day after the loan is approved. more

What hours is your service available?

We accept applications 24 hours a day, every day of the year.  more

How do bank holidays affect my loan?

The following bank holidays are observed by Federal Banks and their branches: more

How much money can I have advanced to me?

AdvanceLoan.net will help you get between $100 and $1,500, based upon the information that you provide to us on the loan application.  more

What are the loan fees for the cash advance?

AdvanceLoan.net works with a network of payday advance lenders whose cash advance fees are among the lowest in the payday loan industry.  more

What if I do not get approved by the lender you matched me with?

AdvanceLoan.net works with a vast network of payday loan lenders; however, we cannot guarantee that you will receive the loan you need.  more

What if my application is not matched with a lender?

AdvanceLoan.net works with a vast network of payday loan lenders; however, we cannot guarantee that we can find a lender for you. If you are not matched with a lender,  more

What if I only have a savings account?

We have several lenders in our network that can lend you money even if you only have a savings account. Please contact your bank to get the routing number.  more

What if I have a fixed income or benefits?

As long as you have a steady stream of income, our lenders may be able to provide a loan to you. Enter your benefit provider as your Employer.  more

What if I do not have a driver’s license or state ID?

If you do not have a driver's license or a state ID, please enter your passport number or social security number.  more

Does your company do credit checks?

AdvanceLoan.net is not a lender and we do not perform any type of credit check. We try to match your application to lenders in our network in order to find the right loan for you. more

Do I need to fax any information?

No, the application process does not require faxed documents. However, your lender may ask you to fax over certain information, such as a paystub, if they are unable to verify information in your application.  more

Are there consequences if I miss a payment, pay after my due date or completely fail to pay back the loan?

When you are approved for a loan that is offered by a lender that you are matched with, you must accept the terms and conditions associated with accepting the loan offer.  more

Lenders code of practice?

Any lender that chooses to participate in our matching service must agree to the regulations listed below.  more

What is the renewal policy on these payday loans?

Each lender reserves the right to maintain its own renewal policy. Some lenders are willing to offer a loan with alternative payment plans. Be aware that these alternative plans may be subject to additional fees. Also be sure to thoroughly read the terms and conditions before requesting an alternative payment plan. more

What is the apr rate for these loans ?

Because we are not the lender, we cannot provide borrowers with the exact details of loans.  more

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If you are in need of a quick cash loan, don't worry, our lenders specialize in offering payday loans to people exactly like you.

They are experts in cash advance lending, so you can be assured that you will receive a fast, professional service and that your money is deposited quickly and securely.
 
 
 
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