Posts Tagged ‘Engineer’

Housing is back; I need a Payday Loan to get started

February 7th, 2010

I’ve seen our dream cottage

That gorgeous little cottage at the end of Maple Street is on the market and Marcie and I are determined to buy it. All I need to get started on this complicated operation is a payday loan to get me through the first few weeks of heavy expenses.

Fairytale cottage

That cottage comes straight out of a fairytale book. It’s white, it’s neat and it has a colorful garden with a bright green lawn and a white picket fence. The windows have those small panes and the frames are painted a lilac color. There is a chimney on the roof; I wonder if the fireplace works? I’ll find out next winter when we’re living there.

We dreamed the cottage dream

From the day we married, Marcie and I have talked about ‘our cottage’. How it will look, what it will have inside, what color we’ll paint the baby’s room, the pictures we’ll hang, the furniture…. We saved wherever we could, giving up on goodies and pleasures and keeping the money in our special ‘cottage account’. We stopped going to the movies and we gave up the steakhouse. Our cottage fund grew by leaps and bounds. I took the night job at the motel reception desk and Marcie worked extra shifts at the hospital. Soon the cottage was in sight.

I took a Payday Loan

We finally saw the cottage we wanted. It wasn’t exactly the one in our dream, but close. I took a payday loan and we hired an engineer to inspect the property before we made an offer. His report was bad; the ground was clay, the foundations were poor and the house had two cracks that you could put your fingers into. We ran for our lives.

The market collapses

Before we got our breaths back the subprime mortgage scandal hit and we decided to sit tight with our money. I repaid the Payday Loan and we kept adding to our cottage fund. We also started going to the movies again. Things got worse. I lost the night clerk job and nearly lost my day job as well. Marcie was safe in the hospital and the cottage receded into the mist.

Awakening time

Things are changing slowly but surely and there are signs that confidence is returning. The last few weeks has seen a revival of interest in the housing market and sales are taking place. We pricked up our ears and started driving around the suburbs.

There’s our cottage!

It was Marcie that saw it. She came running into the house at high speed, yelling “Mike! I saw our cottage! Come look!”  We shot down there and one look confirmed that she was right.

We need a Payday Loan tomorrow

Tomorrow I will call the engineer to go and look. I will take another Payday Loan for his fees. We are determined to be in that cottage by the end of next month.

Tags: Cottage, Engineer, Mortgages, Payday Loan, Property market
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