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Should I spend money having an old painting valued?

June 3rd, 2011

I’m sure I have an Old Master hanging on my wall.
After months and even years dithering about it, I have decided to call in an art expert to examine that old painting that grandpa left me. I was looking at it the other day while waiting for my creaky old computer to come on line, and I thought that the signature read ‘van Dongen’. If it is by the Dutch Master, I may have a fortune hanging on my wall. I read an article in the NYT recently that said that a van Dongen had come up on an auction at Sotheby’s and how there had been enthusiastic bidding. The painting had eventually sold for about 300,000 dollars. Oh man, could I use money like that!

Will they come and look at it?
How do I get hold of Sotheby’s and Christies? Will they come out and inspect the painting or do I have to take it to them?

It would be a dream
This could be as good as a Lotto win. Can you imagine living with a piece of art that you never even glance at as you pass it a thousand times a day and it suddenly turns out to be something of great value? Is it possible that the old painting that’s been hanging on my study wall since grandpa died in 1957 could really be worth great globs of money? The lovable old guy knew exactly what he was doing. He probably bought it from the artist himself back in the early 1900’s when grandpa started making his first money and wanted to help the starving artist.

We all do it
I’m not the only one taking a new look at the things I live with. We all go through life picking up pieces we fancy, or that we think will go well with the curtains, or some of us with an eye to the future. We live with them and most of us probably leave without doing anything about them. The more I look at the picture the more I am convinced I should call in an art expert. Of course, the painting may turn out to be someone’s third lesson at art school, but who knows?

So why not me?
My financial situation is not good and I am taking second looks at anything that may mean money. I wouldn’t have the nerve to try and put up some of my own paintings, I means the ones I painted, as collateral against the loan. But I am not hesitating about walking from room to room peering at everything that’s hanging on the walls and the pieces on the coffee tables. I read that an increasing number of art owners are realizing that an Old Master or a prime photograph, when used as collateral, can bring in much-needed cash.

After all these years
Imagine what a nice surprise this would be if my suspicions about the artist are right – a windfall that’s been hanging on the wall for over 50 years!

Tags: Old master, Paintings, Raising money
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I Give My Son an Ipad 2 for His Birthday

March 27th, 2011

I take a Payday Loan to raise the money for his birthday gift
My wife says I’m crazy, buy I say, ‘why not’? Money is money and I want to give my son a nice gift. A Payday Loan is a legit way of finding money when I’m flat broke.

My son is thrilled
“Thanks, Mom and Dad! What a great gift. I’m off to the Apple shop downtown right now!” Then we received more messages: Hundreds of customers lined up outside Apple stores in Australia and New Zealand on Friday for the international launch of the iPad 2, which has flown off the shelves in the U.S. leaving the company struggling to meet demand. “But managed to see the iPad 2, a thinner and faster version that features two cameras for video chat,” said my son, after his first visit to the Apple store.

The kick-off
The next message read: “Sales kicked off at 08:00. Apple staff were dressed in the company’s blue branded shirts and handed out trays of sandwiches to those in the queue, some of whom had bedded down on blankets overnight before being awoken by bright sunshine. The retail price in Australia starts at $568, against $499 in the United States.

Huge numbers
The first iPad, which went on sale a year ago, sold 500,000 units in the first week and crossed the 1 million unit mark in 28 days. Nearly 15 million iPads were sold in nine months of 2010, two or three times as many as analysts had predicted. Apple Chief Executive Steve Jobs said on Tuesday the company was “working hard to build enough iPads for everyone.” Fiona Martin, a spokeswoman for Apple in Australia, declined to comment on whether there was enough stock to meet demand. “We don’t comment on speculation, we’ve got plenty down there for all those folk that are in the queue.”

He got one
After a chaotic morning, my son returned home with his new toy. I will buy one for myself next month using another Payday Loan and we will be able to use them to connect with each other no matter where we are. We will even be able to see each other and the grandchildren.

One small problem
Several key components in the new version of Apple’s popular iPad come from Japan, including the battery and the flash memory used to store music and video on the device, according to IT research house iSuppli. Analysts say it’s too early to gauge the extent of component supply shortages, while the wait time on delivery of online orders has shortened to 3-4 weeks in recent days from as high as 6-7 weeks, suggesting component shortages have not reached critical levels.

I can wait
If there is a supply problem because of the shortage of parts from Japan, that’s okay by me. I’ll wait. A Payday Loan from AdvanceLoan.net is always available and they will be there for me whenever I decide to buy my iPad 2.
Payday Loan, AdvanceLoan.net, iPad 2, Birthday

Tags: ipads
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Doc, I Can’t Pay Your Bill; Can I Get A Loan?

March 2nd, 2011

Sure, just fill out this form
It all started with a simple visit to the doctor, ‘routine’ was the word that came to mind that morning. A quick examination and then a referral to have a blood test. Routine, right? “Hmm, there’s something here that needs further investigation,” says the kindly old doctor as he peers at my results. Another test accompanied by an ultra-sound ‘just to make sure’. Still routine, right? Well almost…

On and on
And so it went, or rather, it still goes, on and on. The doctor, the lab and the hospital have infinite patience while I fume at this unwanted interruption of my daily life. One day in the doctor’s office, the nurse hands me a rough estimate of the bill that I am running up. I look at it and gasp. The bill does not include the parking and the spiraling cost of the gas that I’m consuming between doctor’s office, hospital and test labs. I seem to find myself in front of the ATM every second day.

The doctor’s bill
The doctor’s bill itself is a shock. I don’t have the ready cash to pay an amount like that. So at my next appointment which is to review the latest test results, I try and turn the matter into a joke: “Hey, Doc, about your account. Can I get a loan from you?” To my utter amazement I don’t get some acid reply and he simply says, “Maybe. Speak to my nurse on the way out.” She doesn’t flinch when I ask her and hands me a form to fill out.

Bank partnerships
It seems that many doctors are now partnering with banks and other finance companies to offer loans to their patients to help them pay their medical bills. The thing is, while taking a loan from the doctor may be convenient, it’s often not a very good choice from an economic standpoint.

Other options
If you are among those who find themselves facing a huge amount of debt from the doctor’s office or from a hospital, you may want to consider other options instead of a medical loan from the doctor’s office. If your credit is good for example, you may be able to get a personal loan from the bank at a lower interest rate. Paying on your credit card if you happen to have a good credit card rate is also a possibility.

Try to Get a Payment Plan
Consider trying to get a payment plan instead of taking out a medical loan. Most doctors and hospitals will be happy to work out an interest free payment plan for you as long as you can pay off the money within a reasonable period of time. You may have to be a bit pushy about it though, especially if the doctor’s office has a deal to offer a medical loan with a company that underwrites them. Standing your ground however will ensure that you’ll get the deal you need rather than the one the doctor’s office wants.

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